XBO.com is a regulated, Warsaw-based cryptocurrency exchange and platform founded in 2022 that offers institutional-grade crypto trading, custodial services, and API solutions for businesses. It focuses on security (CCSS, SOC 2, Fireblocks) and user experience, providing features like a native utility token ($XBO) for rewards, a soon-to-be-released card for crypto-to-fiat spending, and MiCA-aligned compliance.